Zuflo Exchange and Finance - One Platform

Trading & Financing

One Platform

First Integrated Trading & Financing Platform on Blockchain / Sidechain with Financing, FX & AI features and Proof of Business Identity Sidechains

EXECUTIVE SUMMARY

Zuflo.io aims to be a trading & financing platform for the industry 4.0 era using technologies like  Blockchain & Artificial Intelligence to reduce the number of counterparties, thus lowering the cost of services and for the end consumer along with state of an art new trading & banking features. Zuflo.io will allow platform users to improve efficiency, error reduction, time savings, and straight-through processing without any intermediaries, and with AI (Artificial Intelligence) Management tools.

In addition Zuflo.io will enable/empower more control and more transparency of dealing banking and trading operations.

MISSION

“Our mission is to form an easy to use integrated Blockchain / Sidechain platform for trading & financing where the needs of the user come first.”

 VISION

– We will integrate USD 8 Trillion+ Global Forex and its related Assets’ Legacy Market with Crypto Assets (Cryptocurrencies)

– We intend to develop the biggest trading liquidity pool comprised of ZFL token holders, for their benefits.

– We will develop the ZFL Exchange front-end trading dashboard, wallet, the integration with blockchain back-end and the legacy system integration.

– We will intend to obtain a Banking license for our ZFL Finance option, in order to integrate it with different corporate finance sectors

– Financing / Credit / Margin using Cryptocurrency

– Fully Compliant Exchange & Finance with required securities, rules & regulations, compliance, KYC and AML by Estonia

– Finance option to the SME especially Retail sector on Proof of Business Identity on Blockchain / Sidechain and feasibility of Profit Sharing Model

BLOCKCHAIN / SIDECHAIN PLATFORM

Blockchain is an immutable, shared ledger that provides needed visibility across the business network

Blockchain allows collaboration between several parties that may not know each other, or that are located in different geographical locations. It’s like an account ledger that you insert information, similar to a database, he said, but once that information is in there, it is extremely challenging to alter it. “Blockchain allows a level of trust develop”. Specially, within the financial sector, blockchain technology has a big impact. Buyers and sellers need to have mechanisms they can know and trust to handle their financing, and blockchain is being very actively piloted in that area.

With blockchain, participants in the transaction:

1. Share a single platform with secure access

2. Receive a full view of the process

3. Are able to drill down to see all steps in the process

4. Can see exact moment when a delay or error occurs

5. Remedy problems without filing a dispute

6. Achieve on-boarding and quick installation without disruption

CHALLENGES WITH CURRENT TRADING SYSTEM

The ease of use/ the lack of user‐friendliness: Sending and receiving digital money is still  cumbersome, because each time the user decides to spend cryptocurrency, he/she is required to visit three different websites to be able to do simple operations such as setting up a wallet, making an exchange or spending cryptocurrency. Users are also lacking confidence in the safety of their funds.

–    Account Verification Processing Time is Slow

–    Elevated Transaction Fees

–    Lack of End-to-End Visibility

–    Utilize Incompatible Systems

–    Support takes long time

ZUFLO.IO AS TRADING SOLUTION

–    Easing Entry to Crypto Trade

–    Integration of FIAT & Crptocurrency Exchange

–    Disintermediation

–    Trade-on-the-Go Functionality

–    Secure and Safe Wallet

–    Contemporary Trading Features (Spot, Margin Futures, DEX, etc)

CHALLENGES WITH CURRENT FINANCING SYSTEM

Millions of global citizens have minimal access to banking services and are forced to take out credit lines from informal channels with annual interest as high as 4,000 percent. It’s not that conventional banks don’t want to serve more people, it’s just that it’s unprofitable for them to do so in remote and less populated areas.

Digital transformation is lagging for SME Financing big time. Getting a short-term finance can be an excruciating task, especially for the small and medium scale enterprises which do not know the strings. It is mentioned in a credible small business survey, that even with the advent of newage online lending platforms, small businesses continue to find troubles while seeking capital. The survey also revealed that 45% of the loan applications were rejected more than once, and

23% were unaware of the reasons their applications were rejected. Similarly holders of digital assets have limited liquidity options in today’s cash based digital economy.

Inefficiency of Current Finance Platforms
Without blockchain, SME lenders cannot:

 Launch business quickly and provide new value propositions

 Improve spreads and margins

 Reduce operational risk and costs

 Comply with regulations across regions

 Perform real-time accounting

 Gain a 360 degree view of each customer

 Mine data and provide real-time customer dashboards and reporting

ZUFLO.IO AS FINANCE SOLUTION – PROOF OF BUSINESS IDENTITY SIDECHAINS

The Financing industry is in dire need of new innovations to ensure an easy, transparent and accessible financing ecosystem for the SMEs. And that is where Zuflo.IO with its blockchain and smart contracts technology based platform comes in. Zuflo.IO is an ecology over which we can lend money to applicants against existing assets or without assets via Ethereums’s smart contracts technology. It is lending and borrowing network that allows users to leverage their blockchain assets to secure cash loans.

Access to Financing

On-boarding the missing population to the benefits of the global financial system is key in order to provide a sustainable solution for their future economic outlook.

Our blockchain based platform allows for easier auditability and more operational efficiencies that ultimately translate to a lower cost of lending than traditional service providers using centralized databases are able to offer.

Financing Identity

Zuflo would empower applicant with blockchain-based digital identities which will allow borrowers to build their own economic histories and credit profiles, even if they are invisible to the legacy banking system. So unique advantage in this setting is the ability to use existing affinity networks to help build and verify borrower identities. We’re not just providing financial services, we’re providing an identity that is linked to everything that a person is doing and would act as “economic passport” for them.

Powered with Ethereum Smart Contract

The critical feature of Ethereums’s smart contract technology based platform means that it will be possible for one to check the health status of the issued loans. At the same time, the privacy of users’ crucial data will be maintained. Having the borrowers’ loan portfolios on a hack-proof ledger could serve the purpose for a transparent credit scoring system.

Transparecy for Regulations

Initially Zuflo would publish the whole history of issued loans, including currently active, paidup and defaulted loans on the Ethereum blockchain. In next phase Zuflo intends to publish the whole history of currently active loan’s performance and transactions in blockchain. This will make Zuflo fully transparent to the government agencies, borrowers community, partners, current shareholders and potential investors. Our transparency policy will help the borrowers, funds, current and potential investors in many ways, including predictability and accountability of the investments. Furthermore, to protect the lending investment & lender’s interest, all loans will be insured.

Platform for Conventional & Digital Assets

Besides, option of conventional assets Zuflo also enables the members of the its lending platform to leverage the value of certain digital assets, thereby giving them access to cash, offsetting tax events, avoiding exchange fees and maintaining their long position in the asset they hold. Zuflo is a lending platform designed keeping in mind of blockchain assets. Unlike traditional forms of collateral, such as real estate and automobiles, blockchain assets are divisible, fungible, and in many cases instantly transferrable. We seek to enable a new way of monetizing an everexpanding universe of blockchain assets.

Deposits & Investments

Zuflo.io will provide conventional banking’s feature of depositing digital assets to allow its clients to get mark ups on their holdings or to borrow at a preferable rate. Investments will comprise of low-cost venture items, for example, Exchange Traded Funds (ETFs), Crypto-funds (a portfolio of various cryptocurrencies and crypto tokens), progressive ICOs, as well as advisory solutions for wealth management. In next phase, Zuflo will offer investment banking services including financing corporate strategies of our business clients.

ZUFLO.IO TECHNICAL ARCHITECTURE

Architectural / Process Flow Between Raiden Network and Recipient

RAIDEN NETWORK FEATURES

LISK SIDECHAIN CONCEPT FOR PROOF OF BUSINESS IDENTITY

FINANCE APPLICATION PROCESS FLOW

---

ZUFLO.IO ICO

Project Name:                          Zuflo.IO

Project Description:                  Integrated Platform for Trading & Financing

Token Name:                            Zuflo Coin

Token Ticker:                            ZFL

Total Token Supply Cap:          500,000,000 ZFL

ZFL Offer Rate:                        1 ZFL =  0.36 US$

Token Sale (Pre ICO Period):  February 22, 2018 to April 30, 2018

Token Sale (ICO Period):         May 01, 2018 to May 30, 2018

Pre ICO & ICO Period Supply: 200,000,000 ZFL

Pre-ICO Token Discounts:       Tier 1: 50% discount to $ 0.36 During Feb 22 – Apr 15, 2018

Tier 2: 30% discount to $ 0.36 During Apr 16 – Apr 30, 2018

Payment Options:                     BTC, ETH, BCH

---

ALLOCATION OF FUNDS

ZUFLO.IO ROADMAP

---

UTILITIES OF ZFL TOKEN

ZFL is a utility token designed to facilitate efficient transactions of a wide range of assets on our exchange whilst also operating as a medium of exchange and a store of value that could become  more valuable in line with the growth of users and increasing use of the trading platform.

Membership Key

ZFL is a membership key in Zuflo Exchange and Financing platform

Liquefiable

Post ICO, ZFL token will give liquidity since they can be exchanged on different exchanges

Tokenization Mean

Entities and individuals would empowered to get “tokenized” or listed in ZFL Platform

Bonus & Payouts

User can use ZFL, to participate in the ZFL shared liquidity pool to receive weekly or monthly bonuses

Commission Disbursement

The smart contract powered ZFL would allow smooth allocation and distribution to Referrals

Finance Issuance

Finance to the SME specially retail sector, on Proof of Business Identity basis, will be allocated to the borrowers in ZFL token

---

ZUFLO.IO TEAM

We are software specialized trading & FinTech professionals with years of experience in developing sophisticated trading and FinTech algorithms for trading and financial institutions. Our team have  profound understanding of all the needs of professional traders, lenders and borrowers and we are  lot satisfied by what we can get out of the current market state in cryptocurrency exchange, trading and finance.

We are a strong and experienced team both in technical terms and in building successful startups.  Each member has a unique character trait that, when combined together with those of other members, creates a perfect synergy. This ensures that the probability of our success is very high. We have years of demonstratable experience in this field and are eager to put that to use in the ambitious Zuflo.IO project.

TEAM PROFILES

Jeremy Bel – Co Founder & Executive Lead

Shariq Hashmi – Co Founder & Project Lead

Arpit Thakar - Technology Lead

Muhammad Salman – Communication Lead

Shardul Bhatt - Blockchain Developer

Parth Barot – Blockchain Developer

Amit Patel – Blockchain Developer

ADVISORS

Zuflo.IO is proud to have industry’s one of the experienced advisors in their respective fields, and we are negotiating with few other experienced advisors as well.

Rumen Slavchov I ICO Advisor – Strategy I (Top 12 ICO Bench Advisor)

Yuen Wong I ICO Advisor – Strategy I (CEO Galaxy Esolutions)

Giovanni Casagrande I ICO Advisor – Marketing

Erickvand Tampilang I ICO Advisor – Community

Richard Trummer I ICO Advisor – Strategy

Nikolay Shkilev I Top ICO Advisor

Carl Jones I ICO Branding & Marketing Expert

ZUFLO.IO COVERAGE BY MEDIA

DIGITAL JOURNAL   DAILY TIMES LEADER    FINANCIAL CONTENT

and many more…

ZUFLO.IO PARTICIPATIONS

Dubai International Blockchain Summit

Blockchain Middle East Forum

Pak Business & Investment Franchise Forum

ZUFLO.IO SOCIAL MEDIA LINKS

Telegram/Twitter/Facebook/Youtube/Instagram

ZUFLO.IO

my profile:https://bitcointalk.org/index.php?action=profile;u=1835452

EcoGreenHouse - Blockchain Platform That Works For Organic Products

EcoGreenHouse (EGH) is a platform based on blockchain technology and works specifically for a wide range of organic products. Organic products themselves are food products grown without the use of pesticides, chemical fertilizers, growth stimuli, transgenic technology and are not processed with ionizing radiation. So organic products, especially such as food must be environmentally friendly, so not only safe, but also beneficial to human health. And of course as you know, organic products are grown on clean land without the use of chemicals. Currently organic products are classified as premium products, so many companies to plant products by adding chemically synthesized fertilizers. As a result the results are also very high but the efficacy of the resulting product has no benefits and benefits as well as low quality. So most people have forgotten how the benefits and properties contained in organic products.

And today it is even worse that many agricultural company shareholders focus on maximizing profits at the expense of product quality and this has become a normal phenomenon. And you need to know that organic products is a disease prevention solution and maintain good body health for humans today. a lot of people who already feel the benefits of consuming organic products. This can be reinforced by all people in the world who consume organic products every day, they are healthier and not susceptible to chronic diseases. But as you know that organic products tend to have a higher price than regular products. Though compared to ordinary products, organic products contain more antioxidants that can prevent cancer and cardiovascular disease. Not only that, organic products also contain more banya minerals, vitamins, and micro nutrients that are needed by the body.

The existence of the problem then EcoGreenHouse (EGH) makes various types of organic products accessible to segments of the population at large with different levels of wellbeing. With the same price, consumers will prefer organic products in terms of benefits and nutritional content available. Not only that, EGH has found a way to produce a high quality harvest of delicious vegetables with complete nutritional content using blockchain-based machine technology. With this, EGH can provide an ideal environment for the growth of organic products so that the product can flourish and produce excellent products. The work process of EGH itself is to track the number of parameters such as air humidity, mineral composition and soil pH, the presence of spectrum of electromagnetic radiation,

That way, EGH helps you find the best parameter ratios to produce the best quality organic produce. For EGH own greenhouse expenses depending on the desired region, the selection of EGH greenhouse size and also the quantity to be determined by ICO. EGH-greenhouse itself is a simple business that has been well structured. You can build EGH greenhouses ranging from 0.1 to 10 hectares and maximum efficiency of EGH greenhouses can reach an area of ​​10 hectares. The basic idea on pre- ICO and ICO is basic funding for EGH, which is why everyone is able to become an EG club member.

Sources:

Website: https://www.egh.io/

Whiotepaper: https://drive.google.com/open?id=0B5BDsUAHOQraLUtIcWVycl9RZDA

my profile:https://bitcointalk.org/index.php?action=profile;u=1835452

Advanced Miners

INTRODUCTION

Over the past several years mining cryptocurrency proved to be the fastest growing assets' class and offered incredible income for those who decided to invest. 

 Mining investment are long-term investment and long-term investors' benefit from the unique opportunities offered by the most promising market we have ever seen.

 However, investments into mining cryptocurrencies require specific knowledge, such as what mining equipment you need to buy and where. We have only several ASIC developers and it is very hard to buy ASIC, particularly of new generation.

 Most ASIC miners already on Market for 2-3 years and will not give you sufficient benefits if you buy them now. That is why most of the people miss tremendous opportunities offered by booming mining market.

 This was before Advanced Miners introduced their ICO with ASIC of new generation based on 12 nm chip.

ABOUT ADVANCED MINERS PROJECT

OUR MISSION IS TO MAKE BITCOIN MORE DECENTRALISED WITH MORE NEW POOLS AND VARIOUS MINING HARDWARE.

 Advanced Miners company was founded in Hong Kong in 2016 with several mining farms in North China. Company developed ASIC AM-12, based on 12nm chip. Now Advanced Miners offers you to become part of Advanced Miners family by buying their ACM Tokens.

OWN ASIC THAT COSTS 1000 ACM TOKENS WITH 28 000 GH/S ON SHA-256 ALGORITHM

Own mining hardware and infrastructure and cheapest electricity in China and Canada are main benefits of Advanced Miners company. With these advantages you'll find incredible opportunities in mining business in 2018-2019 year.

ADVANCED MINERS ASIC AM-12

ADVANCED MINERS ASIC BASED ON 12NM AND 7NM CHIP

Advanced Miners is launching ASIC based on 12 nm Fin FET Compact (FFC) semiconductor chip in July 2018. Advanced Miners sure that this significant breakthrough will be widely adopted and as such they “will now proceed to the next step of the development to realize a 7 nm process technology for chips to be used in the mining.” The company further added that it “will not sell mining boards equipped with 12 nm FFC process based mining chips for public, but instead selling for all they launch ICO and sell only between their investors.”

CALCULATOR

Your investment

$ 100.00

Monthly income

1m=$36

2m=$72

3m=$108

6m=$216

12m=$432

36m=$1296

BONUSES

pre-sale

• 50 %
  30.04 - 14.05

Main ICO Stage-1

• 35 %
  15.05 - 14.06

Main ICO stage-2

• 20 %
  15.06 - 15.07

32 000 000 ACM tokens will be issued,

PRE ICO: 6 000 000;

First ICO stage: 12 000 000;

Second ICO stage: 12 000 000.

Founders, advisors and bounty: 2 000 000

Price: Tokens will be sold at a price of $0.70 per ACM during the pre-sale, rising to $0.9 and $1.20 per ACM during the first two rounds of the Advanced Miners ICO.

TOKEN CROWDSALE

ADVANCED MINERS LAUNCH ACM TOKEN (ERC20) BASED ON ETHEREUM.

TOTAL 32 000 000 ACM TOKENS.

Bounty and Team 2 000 000 ACM Tokens.

Pre-Sale 6 000 000 ACM Token for sale from April, 30th - May, 14th. $0.7 per Token, 50% discount from final Token price.

ICO 1st Stage 12 000 000 ACM Token for sale from May, 15th - June,15th. $0.9 per token, 35% discount from final Token price.

ICO 2nd Stage 12 000 000 ACM Token Start selling from June, 15th - July, 15th. $1.2 per token, 20% discount from final Token price.

WEBSITE: https://advancedminers.io/
BITCOINTALK: https://bitcointalk.org/index.php?topic=3404073.0
TELEGRAM: https://t.me/advminers
WHITEPAGES: https://advancedminers.io/storage/app/media/whitepages/wp.pdf.pdf
TWITTER: https://twitter.com/advminers
FACEBOOK: https://www.facebook.com/AdvancedMiners/
MEDIUM: https://medium.com/@advminers

my profile:https://bitcointalk.org/index.php?action=profile;u=1835452